"I figured the problem wasn't so much with the logging itself: if you have to enter your login and password to even see data in the first place, then it can be logged.
The problem is: who is manning those logs?
You could set up flags for if a particular record is viewed too many times (which would also be useful for persistent callers)."
"I was able to get out of my t-mobile contract during the last month by buying out the remaining month, but I made them give me a credit for that month, so it cost me nothing.
I sympathize with this person -- I got fed the same lines, and I called every single time I got a dropped call."
"I agree that this was probably a trickle down decision.
The order to cut costs probably went from Board -> CEO -> VPs -> Division Heads -> Regional Managers all the way down, with each person either finding something to cut, or ordering the people below them to find cuts.
When it gets down to the point that it can't be passed further, those managers have to figure out something to cut.
When you cut costs, you can either hack things off like a butcher, or snip here and there like a surgeon."
"Its an interesting idea, and I'm sure most of the concerns being voiced here were similar to the ones voiced when telephone ordering was introduced.
I think the resource thing will solve itself once the idea is solidified as culture."
""I personally don;t see why people would roll over an auto loan."
Because it gets them the new car, gets rid of the old car, keeps the payment down, and they don't see the bad side.
"Leasing only makes sense if you have a business and can write off at least 50% of those payments as business expenses."
I agree, though I'd add that if you are absolutely positively 100% one of those people that no matter what is going to get a new car every 2 years, then you might as well lease.
As far as new cars go -- a new car isn't financial suicide at all if and only if you KEEP IT."
""You do know that paying the min only that in the long run you will pay FAR more then the 4.5% loan would have cost you."
Not necessarily (especially with a low rate of 1.9%) because he is using the difference to attack a debt that costs him more.
"Poeple you do NOT need a credit card to live or buy things."
I like the protection."
"I always wondered whether retailers wait a few days to cut prices after chrismtas because they KNOW that a lot of people give/get gift cards, and are planning on spending them during those days.
Its a proven fact that people spend more when they don't have to count out and hand over cash."
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